Recent changes to the national tax code have impacted several areas, including the deductions some home owners were used to taking. This reform affects home equity loans and lines of credit. Here’s the information you should know, and some solutions to help you better manage these changes. First off, what is Equity? Home equity is … read more »
From a checking account to a mortgage to planning retirement, there are as many phases of banking as there are in your lifetime! Don’t let it overwhelm you – that’s why we’re here. We can sort the short-term goals from the long-term planning out for you. In the meantime, if you’re looking for some background banking info, you’ve come to the right place! Our resource library has articles on all kinds of accounts and loans.
How Getting Preapproved for a Mortgage Differs From Being Prequalified
You’ve probably heard this one: A home is the biggest — and most important — purchase of your life. Although that bit of conventional wisdom may be enough to cause even the coolest homebuyers to break out in a nervous sweat, this process doesn’t have to be the most complicated you’ll ever face. Securing a … read more »
5 Financial Resolutions for the New Year
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. GET ON BUDGET Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then … read more »
Home Makeover: Indoor Edition
Winter may have you spending more time in your home, but that doesn’t mean your home improvements have to stay dormant. There are still plenty of things you can do inside your home to improve its appearance, keep you busy, and most importantly, beat those winter doldrums. Best of all, you don’t have to spend … read more »
What to Know About Transport Layer Security
On Sunday, June 17, 2018, there will be an update on our Mobile app, both for retail consumers and for business. For seamless access to your mobile app, please be sure to update your mobile browser, due to the changes listed below. Keeping your information safe is part of our responsibility, but we also want … read more »
Making The Most of e-Banking
Most people are at least somewhat tech-savvy these days. But when it comes to digital banking, you might be missing out on a few time-saving tricks. Here’s how the internet can help make your financial life easier. Online Banking You don’t have to leave home for everyday transactions, because financial institutions offer a slew of … read more »
6 Ways to Save More Money in the New Year
6 Ways to Save More Money in the New Year Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so … read more »
Keeping New Year’s Resolutions
The New Year is an ideal time to make positive changes in your life. Set yourself up for success by following these proven tips for keeping your resolutions. Set realistic goals Rather than resolving to lose 20 pounds, set a goal to lose two pounds a month. Achieving success in small steps is the motivation … read more »
Meet Our Newest Community Lender – Felicia Freel
We would like to introduce our newest Community Lender, Felicia Freel. As a Community Lender, she is responsible for helping her customers reach their dream of owning a home by finding the best mortgage product to fit their needs. Felicia will be servings the towns of Ayer, Shirley, Lunenburg and Devens. Felicia began her banking … read more »
Using Equity Loans to Winterize Your Home
There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, are beyond the skill set of most homeowners … read more »
