eBanking

Features & Benefits

• Check balances
• Transfer funds
• Pay bills
• Open new accounts
• Issue stop payment requests
• Reconcile your accounts quickly and easily-24 hours a day, 365 days a year
• Request a change of address
• Set account and debit card alerts

Close

Features & Benefits

• Log in to mobile banking easily using touch id (fingerprint scan) on your iPhone 5 or above
• Check your checking, savings, money market, and loan account balances
• Deposit checks using your smart phone’s camera
• View and pay bills online
• Add new bill payees to send payments
• Transfer funds between Main Street Bank accounts
• View and search your transaction history
• Receive real-time alerts for debit card usage
• Locate branches and ATMs
• Conveniently send money electronically to anyone at anytime using Zelle^®
• Go green – save paper and trips to the bank
• View and monitor your Credit Score in real time

Enroll your mobile device for the convenience of mobile banking today! Download our app:

Consumer Banking for iPad

Close

Features & Benefits

You can have a new or replacement debit card printed instantly at any of our branch locations for your convenience.

We participate in the SUM Network, so your Main Street Bank Debit Card can be used surcharge free at any SUM-participating ATM machines. Find a SUM Network ATM wherever you are by visiting the SUM ATM Locator.

A Main Street Bank debit card pairs perfectly with our checking accounts. We have free checking accounts available so that you can use your debit card when and how you need to. Take a look at our checking account options!

Consumer Debit Card Controls

With the Main Street Bank mobile banking app, you can set custom controls for your debit card, including:

• Adding and Disabling Cards: Users can enable or disable cards anywhere, at any time, via their mobile banking application.
• Location Based Card Controls: Users can limit the regions where cards can be used.
• Transaction Type Controls: Users can limit how the card is used by excluding certain transactions like Bill Pay, or ATM transactions.
• Merchant Type Controls: Users can limit what types of merchants can run their card based on the categorization of the merchant.
• Threshold Amount Controls: Users can set a dollar amount limit for card transactions

Debit Card Limits

The following limits apply when using your Main Street Bank debit card:

• ATM Withdrawal – $820.00 per day. An additional $20.00 is included to cover any surcharges.
• Debit (when 4-digit PIN is used to make a purchase at a vendor) – $2,500.00 per day.
• Credit (when signature is used to make a purchase at a vendor, or for online purchases) – $2,500.00 per day.
• A2A (Account to Account direct transfer) – $800.00 per day.
• Cash Advance – $820.00 per day.

Lost Cards

Life happens, and we’re here to help! If you lose your debit card, you can call the number below at any time to quickly cancel your card and minimize the chance of fraud and risk.

To report Lost/Stolen Debit Cards
Please call 1-800-236-2442

Close

Alerts

Do you like to micro-manage your money? We won’t judge you! You can set up alerts to help you manage your finances more effectively.

For instance, create alerts to notify you when:

• A deposit or check clears
• Your Certificate of Deposit is maturing
• An account falls below a certain balance or
• An account reaches a maximum or minimum balance
• Your debit card has been used for a maximum or minimum amount

Debit card alerts can help you know when your card is used, and allows you to be proactive in the event of any fraudulent purchases. You are able to set up alerts for your debit card within online or mobile banking, and you can receive alerts through email, text, or both.

Learn how to set up alerts using mobile and online banking.

How to Set Alerts

Close

What is Apple Pay?

Apple Pay is a function on newer Apple devices (as listed above) that allows you to scan in your debit and credit cards to your device. Once added to your device’s Apple Wallet app, you are able to make purchases at participating vendors by scanning the digital card stored on your device, without using your physical card.

What do I need to do to sign up?

Main Street Bank’s consumer debit cards are compatible with Apple Pay. You can access your device’s Apple Wallet app and you will be given the option to add a new card to the Wallet. You will scan your physical debit card using the camera on your device, and the device will detect and record the card number. You can then choose to have this card added as your default form of payment. You can find more instructions on how to set up and use Apple Pay on the Apple Support website.

Is this secure?

The card information in your device is secured through a private passcode used to lock your device, or fingerprint scan if you have the fingerprint scanner security feature enabled on your Apple device. These safety features protect your private information from anyone who may get a hold of your device.

Don’t forget!

When you sign up for Apple Pay using your MSB debit card, be sure to select this card are your “Default Card” to ensure making payments with Apple Pay is even quicker for you.

Close

What is Samsung Pay?

Samsung Pay provides owners of select Galaxy devices the ability to use their Galaxy phone to make payments virtually anywhere you can swipe your card, without having to carry the card on you. Check the website www.samsung.com/Pay for the most up-to-date information regarding supported cards and devices.

What do I need to do to sign up?

Signing up for Samsung Pay is easy. Just follow these steps:

1. From the device’s home screen, touch Apps.
2. Touch Samsung Pay.
   • If the app is not already installed, download from Google Play.
3. Touch Add a credit or debit card.
4. Align your card inside the frame to automatically detect the card number and expiration date.
   • Touch Enter card manually if your device cannot detect the card information.
5. Enter the remaining information and touch NEXT.
6. If requested, enter your billing address and touch SAVE.
7. Review the terms and conditions for accuracy, and the touch AGREE TO ALL.
8. For verification purposes you will be prompted to call the call center. Phone number will be displayed
9. Touch DONE to complete the process.
10. After your card is added to Samsung Pay, it will be verified by the payment card network (i.e., MasterCard) and the card issuer. On average, verification will take approximately 5 to 10 minutes. During that time, you will be unable to use your card in Samsung Pay.
    • You can continue to add cards while others are being verified.

What if I need additional help with Samsung Pay?

There are ways to contact Samsung Pay customer support by phone or through the app. To reach customer support via a phone, call 1-844-726-7297 for 24/7 assistance. You can also access the Samsung Pay app for help by following Apps > Samsung Pay > MORE > Help on your Galaxy device.

Close

Features & Benefits

• Pay bills from any of your Main Street Bank checking accounts
• Pay all or some bills automatically
• View a history of payments and sort by the field of your choice, for example by date or payee
• Create custom reports

e-Bills

An e-Bill is an electronic version of your bill that you receive directly within your bill pay service that you can view and pay immediately. Our e-Bills service is free and it can accelerate and simplify the bill paying process. You simply click it, view it and pay it; another way to eliminate paper!

Close

Features & Benefits

• Save Time. e-Statements are delivered faster than those sent through the mail. An e-mail is sent to you when a new statement is available.
• Save Space. e-Statements can be saved to your computer and printed when needed. Gone are the files, drawers, and boxes filled with statements!
• Keep your personal information secure. Secure Sign On helps us protect your valuable information including e-Statements.
• Checking accounts, savings accounts, certificates of deposit, money market accounts and loans can receive e-Statements.

Ready to get started? To start receiving FREE Online Documents for all of your eligible accounts, sign into Online Banking and click on “Accounts” in the navigation area. Under “Online documents”, choose “change your document delivery method”.

How to Enroll in e-Statements

To learn more, visit our e-Statement FAQs.

Close

Benefits include:

• Easy money transfers between accounts at different financial institutions
• Faster and easier money management
• Set up recurring transfers between different financial institutions
• Save paper – no need for checks
• Save time – less visits to the bank
• And, it’s FREE!

All you need to get started is Main Street Bank’s Online Banking. Enroll or Login today!

Note: when setting up an external transfer, you will need your bank’s ABA/Routing number.

Close

It’s free to sign up and all you need is a telephone for 24-hour access to your accounts.

Call 888-621-2299 to set up and use Telephone Banking today!

Close