Checking Accounts

The low-down on Kasasa Cash:

• 0.70% APY* on balances up to $20,000
• 0.28% to 0.70% APY* on balances over $20,000 depending on balance in account
• 0.15% APY* if qualifications aren’t met
• ATM fee refunds nationwide (up to $15 monthly**)
• Can link to high-interest Kasasa Saver account
• No monthly service fee
• $0.01 minimum balance to earn APY*
• No minimum balance to earn ATM fee refunds
• $10 minimum deposit to open

Link your free Kasasa Cash checking account to Kasasa Saver® and sit back as your rewards turn into automatic savings.

Earning Rewards Is Easy:
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Be enrolled and receive e-Statement notice
• Be enrolled and log into Consumer Online Banking

And, that’s it! Don’t worry if you don’t qualify one month. Your account will still earn 0.15% APY* – and it’s still free. Plus, you can get right back to earning a higher rate the very next qualification cycle!

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The scoop on Kasasa Cash Back:

• 3.0% cash back on debit card purchases****
  – No category restrictions on purchases
  – Cash back earned on purchases up to $200 monthly
  – Earn up to $6.00 cash back per month
• ATM fee refunds nationwide (up to $15 monthly*****)
• Link to Kasasa Saver to build savings automatically
• No monthly service fee
• No minimum balance to earn rewards
• $10 minimum deposit to open

Link your free Kasasa Cash Back checking account to Kasasa Saver®; and turn on the automatic savings.

Earning Rewards Is Easy:
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Be enrolled and receive e-Statement notice
• Be enrolled and log into Consumer Online Banking

If you don’t qualify for the month, no worries! Your account is still free, and you can get right back to earning cash back on everyday purchases – and refunds on your ATM fees – the very next month!

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• No minimum balance requirement
• No maintenance fee
• No per check charge

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• Interest earning (check out our Deposit Interest Rates)
• $500 minimum daily balance requirement
• $5.00 monthly maintenance fee if balance falls below the daily minimum
• $0.25 cents per check fee if balance falls below the daily minimum

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This account is available to those who are 18 years old and under, or 65 years old and over, and comes with reduced fees. The Massachusetts 18-65 law allows any person who is 65 years of age or older or 18 years of age or younger to have a savings and a checking account at a Massachusetts state-chartered savings bank, co-operative bank, or trust company without having to pay a service, maintenance, or similar charge.

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