You don’t have to be an economics major to understand the financial burden student loan debt has placed on American students. According to studentloanhero.com, some 44 million people in the United States have student loans, accounting for $1.5 trillion in debt. What’s more, the average student loan debt for graduates of the Class of 2017 was $39,400 … read more »
Start Building Wealth In Your 20’s
Start Building Wealth In Your 20’s There are so many things to love about being in your 20’s; you have ample time to explore new and exciting career opportunities, and to build independence. You also have valuable time to do something that will be very important when you get older — build your wealth. Here … read more »
Getting and Using Your First Credit Card
Getting and Using Your First Credit Card A “first” credit card can be exciting, tempting and intimidating. Credit cards are a great convenience, but they are also a huge borrowing responsibility. Here are some ideas to keep in mind as you get your first credit card and begin to use it. Choosing a credit card … read more »
5 Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables
5 Things to Know About Safe Deposit Boxes, Home Safes and Your Valuables (FDIC Consumer News) 1. Think about what should or should not be kept in a bank’s safe deposit box. Good candidates include originals of key documents, such as birth certificates, property deeds, car titles, and U.S. Savings Bonds that haven’t been converted … read more »
Renting vs. Buying a Home: Things to Think About
Renting vs. Buying a Home: Things to Think About (FDIC Consumer News) With housing prices still low in many areas and a favorable mortgage-rate environment, people who don’t own their home may be thinking about buying instead of renting. Here are points to consider: Why Rent? Freedom to move: If you unexpectedly need to find … read more »
How to Save Money on Vacation Costs
Looking to leave behind the worries of work and responsibilities of home this summer? A fun and relaxing vacation getaway can provide the perfect opportunity to refresh and recharge your batteries. But with summer the most popular time for vacation, affording a quality vacation can be a challenge. Rest assured, there are some steps you … read more »
Getting Finances Ready for Retirement
If you’re beginning to consider retirement, you should be seriously thinking about how to ensure that your financial life in those golden years will be as comfortable and stress-free as possible. Here are a few tips. Make the most of your remaining paychecks to save for retirement. How much money you’ll need to set aside … read more »
25 Easy Ways to Help the Planet — and Your Budget
Conserving energy. Reducing landfills and pollution. Protecting the environment. Chances are, you already know the impact that recycling can have on sustaining our planet. What you may not know, however, is the impact recycling can have in your home – and in your budget. Here are 25 easy ways you can reuse and recycle to … read more »
Spending Plan Beats Budgeting
Have you ever developed a gut-wrenching fear in the pit of your belly or a feeling of despair when you thought about creating a household budget? Consider thinking about it as a “spending plan”. A budget is simply the framework for planning how to spend and save your money. Follow these simple steps to create … read more »
6 Ways to Save More Money in the New Year
6 Ways to Save More Money in the New Year Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so … read more »
