Certificates of Deposit

Certificates Minimum To Open Interest Rate Annual Percentage Yield*
3 mo. $1,000 0.15% 0.15%
6 mo. $1,000 0.20% 0.20%
7 mo. Special $1,000 1.75% 1.76%
12 mo. $1,000 0.25% 0.25%
18 mo. $1,000 0.35% 0.35%
24 mo. $1,000 0.40% 0.40%
25 mo. Special $1,000 2.50% 2.53%
35 mo. Special $1,000 3.00% 3.04%
36 mo. $1,000 0.45% 0.45%
48 mo. $1,000 0.50% 0.50%
60 mo. $1,000 0.60% 0.60%
6 mo. IRA $500 0.20% 0.20%
7 mo. IRA Special $1,000 1.75% 1.76%
12 mo. IRA $500 0.25% 0.25%
18 mo. IRA $500 0.35% 0.35%
24 mo. IRA $500 0.40% 0.40%
25 mo. IRA Special $1,000 2.50% 2.53%
35 mo. IRA Special $1,000 3.00% 3.04%
36 mo. IRA $500 0.45% 0.45%
48 mo. IRA $500 0.50% 0.50%
60 mo. IRA $500 0.60% 0.60%
Educational IRA $500  0.60%  0.60%
*APY = Annual Percentage Yield. Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Minimum to earn APY is $10.

Rising Rate Variable Certificate of Deposit

Certificates Minimum To Open Maximum To Open Interest Rate Annual Percentage Yield*
18 mo. $1,000 $1,000,000 1.75% 1.76%
*APY = Annual Percentage Yield. On the variable rate “Rising Rate” certificate of deposit (CD), rates may change after the account is opened and are subject to change at any time. Variable rate CD has a floor rate of 0.35% APY. Variable rate CD is a limited time offer and may end at any time. Penalties may apply for early withdrawals. Minimum to earn APY is $10. Not available for IRA CD accounts.

Consumer Accounts

Holiday Savings Accounts

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.05% 0.05%
$10,000.01 – $25,000 $10,000.01 0.05% 0.05%
$25,000.01 – $50,000 $25,000.01 0.05% 0.05%
$50,000.01 – $100,000 $50,000.01 0.05% 0.05%
$100,000.01 – $250,000 $100,000.01 0.05% 0.05%
Balances > $250,000 $250,000.01 0.05% 0.05%
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Cash Checking

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $20,000 None 0.699% 0.70%
$20,000.01 and over $20,000.01 0.20% 0.28% – 0.70%
Non-Qualifying Accounts None 0.15% 0.15%
*APY = Annual Percentage Yield. Minimum to open is $10. Click here for details.

Interest & 18/65 Checking Accounts

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.15% 0.15%
$10,000.01 – $25,000 $10,000.01 0.15% 0.15%
$25,000.01 – $50,000 $25,000.01 0.15% 0.15%
$50,000.01 – $100,000 $50,000.01 0.15% 0.15%
$100,000.01 – $250,000 $100,000.01 0.15% 0.15%
Balances > $250,000 $250,000.01 0.15% 0.15%
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Saver (must be linked to a Kasasa Checking Account)

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $50,000 None 0.35% 0.35%
$50,000.01 and over $50,000.01 0.20% 0.25% – 0.35%
Non-Qualifying Accounts None 0.15% 0.15%
*APY = Annual Percentage Yield. Minimum to open is $10. Click here for details.

Advantage Savings, 18/65 Advantage Savings, Hybrid Savings & 18/65 Hybrid Savings Accounts

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.15% 0.15%
$10,000.01 – $25,000 $10,000.01 0.15% 0.15% – 0.15%
$25,000.01 – $50,000 $25,000.01 0.20% 0.15% – 0.18%
$50,000.01 – $100,000 $50,000.01 0.20% 0.18% – 0.19%
$100,000.01 – $250,000 $100,000.01 0.30% 0.19% – 0.26%
Balances > $250,000 $250,000.01 0.30% 0.26% – 0.30%
*APY = Annual Percentage Yield. Minimum to open is $10.

Money Market & Money Market IRA Accounts

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.15% 0.15%
$10,000.01 – $25,000 $10,000.01 0.15% 0.15% – 0.15%
$25,000.01 – $50,000 $25,000.01 0.20% 0.15% – 0.18%
$50,000.01 – $100,000 $50,000.01 0.20% 0.18% – 0.19%
$100,000.01 – $250,000 $100,000.01 0.30% 0.19% – 0.26%
$250,000.01 – $500,000 $250,000.01 0.30% 0.26% – 0.28%
$500,000.01 – $1,000,000 $500,000.01 0.30% 0.28% – 0.29%
Balances > $1,000,000 $1,000,000.01 0.30% 0.29% – 0.30%
*APY = Annual Percentage Yield. Minimum to open is $10.
  1. On all accounts – fees could reduce earnings.
  2. With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
  3. On all Kasasa Accounts – Account approval, qualifications, limits, and other requirements apply. Click here for details.

Business Accounts

Business Advantage Checking Account

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.00% 0.00%
$10,000.01 – $25,000 $10,000.01 0.15% 0.00% – 0.09%
$25,000.01 – $50,000 $25,000.01 0.15% 0.09% – 0.12%
$50,000.01 – $100,000 $50,000.01 0.15% 0.12% – 0.14%
$100,000.01 – $250,000 $100,000.01 0.25% 0.14% – 0.20%
Balances > $250,000 $250,000.01 0.25% 0.20% – 0.25%
*APY = Annual Percentage Yield. Minimum to open is $10.

Business Advantage Savings Account

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.15% 0.15%
$10,000.01 – $25,000 $10,000.01 0.15% 0.15% – 0.15%
$25,000.01 – $50,000 $25,000.01 0.20% 0.15% – 0.18%
$50,000.01 – $100,000 $50,000.01 0.20% 0.18% – 0.19%
$100,000.01 – $250,000 $100,000.01 0.30% 0.19% – 0.26%
Balances > $250,000 $250,000.01 0.30% 0.26% – 0.30%
*APY = Annual Percentage Yield. Minimum to open is $10.

Business Money Market Account

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$0.01 – $10,000 $10 0.15% 0.15%
$10,000.01 – $25,000 $10,000.01 0.15% 0.15% – 0.15%
$25,000.01 – $50,000 $25,000.01 0.20% 0.15% – 0.18%
$50,000.01 – $100,000 $50,000.01 0.20% 0.18% – 0.19%
$100,000.01 – $250,000 $100,000.01 0.30% 0.19% – 0.26%
$250,000.01 – $500,000 $250,000.01 0.30% 0.26% – 0.28%
$500,000.01 – $1,000,000 $500,000.01 0.30% 0.28% – 0.29%
Balances > $1,000,000 $1,000,000.01 0.30% 0.29% – 0.30%
*APY = Annual Percentage Yield. Minimum to open is $10.

IOLTA Account

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 0.50% 0.50%
*APY = Annual Percentage Yield. Minimum to open is $10.
  1. On all accounts – fees could reduce earnings.
  2. With variable rate, money market accounts, and statement savings – rates may change after the account is opened.

Effective date: June 24, 2022