Certificates of Deposit
| Certificates | Minimum To Open | Interest Rate | Annual Percentage Yield* | |||
| 3 mo. | $1,000 | 0.45% | 0.45% | |||
| 6 mo. | $1,000 | 0.75% | 0.75% | |||
| 12 mo. | $1,000 | 1.25% | 1.26% | |||
| 17 mo. special1 | $1,000 | 2.00% | 2.02% | |||
| 18 mo. | $1,000 | 1.45% | 1.46% | |||
| 24 mo. | $1,000 | 1.50% | 1.51% | |||
| 36 mo. | $1,000 | 1.60% | 1.61% | |||
| 48 mo. | $1,000 | 1.75% | 1.76% | |||
| 60 mo. | $1,000 | 2.00% | 2.02% | |||
| 6 mo. IRA | $500 | 0.80% | 0.80% | |||
| 12 mo. IRA | $500 | 1.30% | 1.31% | |||
| 24 mo. IRA | $500 | 1.55% | 1.56% | |||
| 36 mo. IRA | $500 | 1.65% | 1.66% | |||
| 48 mo. IRA | $500 | 1.80% | 1.81% | |||
| 60 mo. Roth IRA | $500 | 2.05% | 2.07% | |||
| Educational IRA | $500 | 0.40% | 0.40% | |||
| *APY = Annual Percentage Yield. Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Minimum to earn APY is $10. | ||||||
Variable Rate Accounts
| Minimum to Earn APY* | Contract Interest Rate | Annual Percentage Yield | |
| Passbook Savings | $10 | 0.10% | 0.10% |
| Interest Checking | $10 | 0.10% | 0.10% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Hybrid Savings & 18/65 Hybrid Savings
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $10 – $24,999 | $10 | 0.10% | 0.10% |
| $25,000 and over | $25,000 | 0.20% | 0.20% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Kasasa Cash Checking
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| .01 – $10,000 | None | 1.98% | 2.00% |
| $10,000.01 and over | $10,000.01 | 0.20% | 0.20% – 0.36% |
| Non-Qualifying Accounts | None | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Minimum to open is $10. Click here for details. | |||
Money Market
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $10 – $9,999.99 | $10 | 0.10% | 0.10% |
| $10,000 – $49,999.99 | $10,000 | 0.15% | 0.15% |
| $50,000 – $99,999.99 | $50,000 | 0.20% | 0.20% |
| $100,000 – $249,999.99 | $100,000 | 0.25% | 0.25% |
| Jumbo Money Market | $250,000 | Contact Us! | 508-481-8300 |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Kasasa Saver (must be linked to a Kasasa Checking Account)
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| .01 – $50,000 | None | 0.99% | 1.00% |
| $50,000.01 and over | $50,000.01 | 0.20% | 0.47% – 1.00% |
| Non-Qualifying Accounts | None | 0.05% | 0.05% |
| *APY = annual percentage yield. Minimum to open is $10. Click here for details. | |||
Advantage Savings
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $10 – $24,999.99 | $10 | 0.10% | 0.10% |
| $25,000 – $49,999.99 | $25,000 | 0.15% | 0.15% |
| $50,000 – $99,999.99 | $50,000 | 0.20% | 0.20% |
| Balances over $100,000 | $100,000 | 0.25% | 0.25% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
- On all accounts – fees could reduce earnings.
- With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
- On all Kasasa Accounts – Account approval, qualifications, limits, and other requirements apply. Click here for details.
Effective date: March 30, 2018