Certificates of Deposit
| Certificates | Minimum To Open | Interest Rate | Annual Percentage Yield* | |||
| 3 mo. | $1,000 | 0.50% | 0.50% | |||
| 6 mo. | $1,000 | 1.00% | 1.00% | |||
| 7 mo. | $1,000 | 1.65% | 1.66% | |||
| 12 mo. | $1,000 | 1.25% | 1.26% | |||
| 18 mo. | $1,000 | 1.25% | 1.26% | |||
| 24 mo. | $1,000 | 1.50% | 1.51% | |||
| 36 mo. | $1,000 | 1.75% | 1.76% | |||
| 48 mo. | $1,000 | 1.75% | 1.76% | |||
| 60 mo. | $1,000 | 1.75% | 1.76% | |||
| 6 mo. IRA | $500 | 1.00% | 1.00% | |||
| 12 mo. IRA | $500 | 1.25% | 1.26% | |||
| 18 mo. IRA | $500 | 1.25% | 1.26% | |||
| 24 mo. IRA | $500 | 1.50% | 1.51% | |||
| 36 mo. IRA | $500 | 1.75% | 1.76% | |||
| 48 mo. IRA | $500 | 1.75% | 1.76% | |||
| 60 mo. Roth IRA | $500 | 1.75% | 1.76% | |||
| Educational IRA | $500 | 1.75% | 1.76% | |||
| *APY = Annual Percentage Yield. Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Minimum to earn APY is $10. | ||||||
Consumer Accounts
Holiday Savings Accounts
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.05% | 0.05% |
| $10,000.01 – $25,000 | $10,000.01 | 0.05% | 0.05% |
| $25,000.01 – $50,000 | $25,000.01 | 0.05% | 0.05% |
| $50,000.01 – $100,000 | $50,000.01 | 0.05% | 0.05% |
| $100,000.01 – $250,000 | $100,000.01 | 0.05% | 0.05% |
| Balances > $250,000 | $250,000.01 | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Kasasa Cash Checking
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| .01 – $20,000 | None | 1.49% | 1.50% |
| $20,000.01 and over | $20,000.01 | 0.20% | 0.42% – 1.50% |
| Non-Qualifying Accounts | None | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Minimum to open is $10. Click here for details. | |||
Interest & 18/65 Checking Accounts
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.05% | 0.05% |
| $10,000.01 – $25,000 | $10,000.01 | 0.05% | 0.05% |
| $25,000.01 – $50,000 | $25,000.01 | 0.05% | 0.05% |
| $50,000.01 – $100,000 | $50,000.01 | 0.05% | 0.05% |
| $100,000.01 – $250,000 | $100,000.01 | 0.05% | 0.05% |
| Balances > $250,000 | $250,000.01 | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Kasasa Saver (must be linked to a Kasasa Checking Account)
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| .01 – $50,000 | None | 0.75% | 0.75% |
| $50,000.01 and over | $50,000.01 | 0.20% | 0.38% – 0.75% |
| Non-Qualifying Accounts | None | 0.05% | 0.05% |
| *APY = Annual Percentage Yield. Minimum to open is $10. Click here for details. | |||
Advantage Savings, 18/65 Advantage Savings, Hybrid Savings & 18/65 Hybrid Savings Accounts
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.05% | 0.05% |
| $10,000.01 – $25,000 | $10,000.01 | 0.10% | 0.05% – 0.08% |
| $25,000.01 – $50,000 | $25,000.01 | 0.15% | 0.08% – 0.12% |
| $50,000.01 – $100,000 | $50,000.01 | 0.20% | 0.12% – 0.16% |
| $100,000.01 – $250,000 | $100,000.01 | 0.25% | 0.16% – 0.21% |
| Balances > $250,000 | $250,000.01 | 0.30% | 0.21% – 0.25% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Money Market & Money Market IRA Accounts
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.10% | 0.10% |
| $10,000.01 – $25,000 | $10,000.01 | 0.15% | 0.10% – 0.13% |
| $25,000.01 – $50,000 | $25,000.01 | 0.20% | 0.13% – 0.17% |
| $50,000.01 – $100,000 | $50,000.01 | 0.25% | 0.17% – 0.21% |
| $100,000.01 – $250,000 | $100,000.01 | 0.30% | 0.21% – 0.26% |
| $250,000.01 – $500,000 | $250,000.01 | 0.35% | 0.26% – 0.31% |
| $500,000.01 – $1,000,000 | $500,000.01 | 0.40% | 0.31% – 0.35% |
| Balances > $1,000,000 | $1,000,000.01 | 0.45% | 0.35% – 0.40% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
- On all accounts – fees could reduce earnings.
- With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
- On all Kasasa Accounts – Account approval, qualifications, limits, and other requirements apply. Click here for details.
Business Accounts
Business Advantage Checking Account
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.00% | 0.00% |
| $10,000.01 – $25,000 | $10,000.01 | 0.05% | 0.00% – 0.03% |
| $25,000.01 – $50,000 | $25,000.01 | 0.05% | 0.03% – 0.04% |
| $50,000.01 – $100,000 | $50,000.01 | 0.10% | 0.04% – 0.07% |
| $100,000.01 – $250,000 | $100,000.01 | 0.20% | 0.07% – 0.15% |
| Balances > $250,000 | $250,000.01 | 0.30% | 0.15% – 0.20% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Business Advantage Savings Account
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.05% | 0.05% |
| $10,000.01 – $25,000 | $10,000.01 | 0.05% | 0.05% – 0.05% |
| $25,000.01 – $50,000 | $25,000.01 | 0.15% | 0.05% – 0.10% |
| $50,000.01 – $100,000 | $50,000.01 | 0.20% | 0.10% – 0.15% |
| $100,000.01 – $250,000 | $100,000.01 | 0.25% | 0.15% – 0.21% |
| Balances > $250,000 | $250,000.01 | 0.30% | 0.21% – 0.25% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
Business Money Market Account
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $0.01 – $10,000 | $10 | 0.10% | 0.10% |
| $10,000.01 – $25,000 | $10,000.01 | 0.15% | 0.10% – 0.13% |
| $25,000.01 – $50,000 | $25,000.01 | 0.20% | 0.13% – 0.17% |
| $50,000.01 – $100,000 | $50,000.01 | 0.25% | 0.17% – 0.21% |
| $100,000.01 – $250,000 | $100,000.01 | 0.30% | 0.21% – 0.26% |
| $250,000.01 – $500,000 | $250,000.01 | 0.35% | 0.26% – 0.31% |
| $500,000.01 – $1,000,000 | $500,000.01 | 0.40% | 0.31% – 0.35% |
| Balances > $1,000,000 | $1,000,000.01 | 0.45% | 0.35% – 0.40% |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
IOLTA Account
| Minimum to Earn APY* | Interest Rate | Annual Percentage Yield | |
| $10 | 1.31% | 1.32% | |
| *APY = Annual Percentage Yield. Minimum to open is $10. | |||
- On all accounts – fees could reduce earnings.
- With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
Effective date: January 9, 2020