Certificates of Deposit

Certificates Minimum To Open Interest Rate Annual Percentage Yield*
3 mo. $1,000 0.45% 0.45%
6 mo. $1,000 0.75% 0.75%
12 mo. $1,000 1.25% 1.26%
17 mo.[1] $1,000 2.08%[1] 2.10%[1]
18 mo. $1,000 1.45% 1.46%
24 mo. $1,000 1.50% 1.51%
25 mo.[1] $1,000 2.28%[1] 2.30%[1]
36 mo. $1,000 1.60% 1.61%
48 mo. $1,000 1.75% 1.76%
60 mo. $1,000 2.00% 2.02%
6 mo. IRA $500 0.80% 0.80%
12 mo. IRA $500 1.30% 1.31%
17 mo. IRA[1] $1,000 2.08%[1] 2.10%[1]
24 mo. IRA $500 1.55% 1.56%
25 mo. IRA[1] $1,000 2.28%[1] 2.30%[1]
36 mo. IRA $500 1.65% 1.66%
48 mo. IRA $500 1.80% 1.81%
60 mo. Roth IRA $500 2.05% 2.07%
Educational IRA $500 0.40% 0.40%
*APY = Annual Percentage Yield. Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Minimum to earn APY is $10.

[1] To qualify for this rate, a minimum of 10% of the deposit must come from funds that are currently outside of Main Street Bank. Rates are effective June 4, 2018, and are subject to change without notice. Once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Offer may end at any time.

 

Variable Rate Accounts

Minimum to Earn APY* Contract Interest Rate Annual Percentage Yield
Passbook Savings $10 0.10% 0.10%
Interest Checking $10 0.10% 0.10%
18/65 Checking $10 0.10% 0.10%
*APY = Annual Percentage Yield. Minimum to open is $10.

Hybrid Savings & 18/65 Hybrid Savings

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $24,999 $10 0.10% 0.10%
$25,000 and over $25,000 0.20% 0.20%
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Cash Checking

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $10,000 None 1.98% 2.00%
$10,000.01 and over $10,000.01 0.20% 0.20% – 0.36%
Non-Qualifying Accounts None 0.05% 0.05%
*APY = Annual Percentage Yield. Minimum to open is $10. Click here for details.

Money Market

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $9,999.99 $10 0.10% 0.10%
$10,000 – $49,999.99 $10,000 0.15% 0.15%
$50,000 – $99,999.99 $50,000 0.20% 0.20%
$100,000 – $249,999.99 $100,000 0.25% 0.25%
Jumbo Money Market $250,000 Contact Us! 508-481-8300
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Saver (must be linked to a Kasasa Checking Account)

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $50,000 None 0.99% 1.00%
$50,000.01 and over $50,000.01 0.20% 0.47% – 1.00%
Non-Qualifying Accounts None 0.05% 0.05%
*APY = annual percentage yield. Minimum to open is $10. Click here for details.

Advantage Savings

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $24,999.99 $10 0.10% 0.10%
$25,000 – $49,999.99 $25,000 0.15% 0.15%
$50,000 – $99,999.99 $50,000 0.20% 0.20%
Balances over $100,000 $100,000 0.25% 0.25%
*APY = Annual Percentage Yield. Minimum to open is $10.
  1. On all accounts – fees could reduce earnings.
  2. With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
  3. On all Kasasa Accounts – Account approval, qualifications, limits, and other requirements apply. Click here for details.

Effective date: June 4, 2018