Certificates of Deposit

Certificates Minimum To Open Interest Rate Annual Percentage Yield*
3 mo. $1,000 0.30% 0.30%
6 mo. $1,000 0.60% 0.60%
12 mo. $1,000 1.00% 1.01%
18 mo. $1,000 1.20% 1.21%
24 mo. $1,000 1.25% 1.26%
36 mo. $1,000 1.35% 1.36%
48 mo. $1,000 1.50% 1.51%
60 mo. $1,000 1.70% 1.71%
6 mo. IRA $500 0.65% 0.65%
12 mo. IRA $500 1.05% 1.06%
24 mo. IRA $500 1.30% 1.31%
36 mo. IRA $500 1.40% 1.41%
48 mo. IRA $500 1.55% 1.56%
60 mo. Roth IRA $500 1.75% 1.76%
Educational IRA $500 0.40% 0.40%
*APY = Annual Percentage Yield. Certificate account rates are subject to change weekly; but once a certificate is issued, the rate will remain in effect for the term of the certificate. Penalties may apply for early withdrawals. Minimum to earn APY is $10.

 

Variable Rate Accounts

Minimum to Earn APY* Contract Interest Rate Annual Percentage Yield
Passbook Savings $10 0.10% 0.10%
Interest Checking $10 0.10% 0.10%
*APY = Annual Percentage Yield. Minimum to open is $10.

Hybrid Savings & 18/65 Hybrid Savings

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $24,999 $10 0.10% 0.10%
$25,000 and over $25,000 0.20% 0.20%
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Cash Checking

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $10,000 None 1.98% 2.00%
$10,000.01 and over $10,000.01 0.20% 0.20% – 0.36%
Non-Qualifying Accounts None 0.05% 0.05%
*APY = Annual Percentage Yield. Minimum to open is $10. Click here for details.

Money Market

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $9,999.99 $10 0.10% 0.10%
$10,000 – $49,999.99 $10,000 0.15% 0.15%
$50,000 – $99,999.99 $50,000 0.20% 0.20%
$100,000 – $249,999.99 $100,000 0.25% 0.25%
Jumbo Money Market $250,000 Contact Us! 508-481-8300
*APY = Annual Percentage Yield. Minimum to open is $10.

Kasasa Saver (must be linked to a Kasasa Checking Account)

Minimum to Earn APY* Interest Rate Annual Percentage Yield
.01 – $50,000 None 0.99% 1.00%
$50,000.01 and over $50,000.01 0.20% 0.47% – 1.00%
Non-Qualifying Accounts None 0.05% 0.05%
*APY = annual percentage yield. Minimum to open is $10. Click here for details.

Advantage Savings

Minimum to Earn APY* Interest Rate Annual Percentage Yield
$10 – $24,999.99 $10 0.10% 0.10%
$25,000 – $49,999.99 $25,000 0.15% 0.15%
$50,000 – $99,999.99 $50,000 0.20% 0.20%
Balances over $100,000 $100,000 0.25% 0.25%
*APY = Annual Percentage Yield. Minimum to open is $10.
  1. On all accounts – fees could reduce earnings.
  2. With variable rate, money market accounts, and statement savings – rates may change after the account is opened.
  3. On all Kasasa Accounts – Account approval, qualifications, limits, and other requirements apply. Click here for details.

Effective date: June 8, 2017