From a checking account to a mortgage to planning retirement, there are as many phases of banking as there are in your lifetime! Don’t let it overwhelm you – that’s why we’re here. We can sort the short-term goals from the long-term planning out for you. In the meantime, if you’re looking for some background banking info, you’ve come to the right place! Our resource library has articles on all kinds of accounts and loans.

Customer Survey Results

Thank you for taking the time to answer our recent customer satisfaction survey. We really do have the best customers ever. Your answers are going to help make us a better bank for you. Isn’t it discouraging when you answer a survey, and you never hear if your answers made a difference? We agree. That’s … read more »

April is National Financial Literacy Month

April is national Financial Literacy Month, and the state of Massachusetts is also celebrating Financial Capability Month! What does this mean? We’re sharing tools, educational resources, and our expertise on how you can save for your goals, use banking products and services to manage your money, and build your money smart skills. We’re promoting financial … read more »

How to Qualify for a Small Business Loan

Whether you’re a new start-up or an established business, finding a small business loan to fund your business can seem daunting. Many financial institutions offer business loans, but in today’s economic climate, lenders have tightened lending requirements and not everyone qualifies for a loan. It helps to know beforehand what lenders look for when considering … read more »

What to Know about a Certificate of Deposit

Commonly referred to as CDs in the banking world, Certificates of Deposit are not a disk that plays music or stores information. A CD in this case refers to a type of savings account that, in general, pays a higher rate of interest. We’ll get into that more in a moment. CDs provide a safe and … read more »

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3 Common Money Worries and How to Fix Them

What keeps you up at night? If it’s worries about your finances, you’re not alone. According to a poll by creditcards.com, approximately 65% of Americans stay up at night worrying about money. So what specifically is causing their nighttime terrors? Here are three of the most common worries and some proven remedies for putting them … read more »

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How to Apply for a Mortgage

Buying a home is an important milestone, no matter what stage of life you’re in, and we’re here to make you feel comfortable every step of the way. Main Street Bank specializes in: Fixed Rate and Adjustable Rate mortgages for residential 1-4 family homes. The property may be owner occupied, non-owner occupied, or a vacation … read more »

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10 Financial Terms Every Business Owner Should Know

It’s been proven time and again; you don’t have to be a business school graduate to run and manage a successful business. Some of the most successful entrepreneurs have built their businesses on passion, talent, and of course, hard work. But if you do own a business, it’s important to understand some important financial terms … read more »

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7 Worthwhile Ways to Use Your Tax Refund

According to the Internal Revenue Service, more than 70 percent of the nation’s taxpayers received a tax refund averaging nearly $3,000 in 2017 and will get a similar amount for 2018. As Americans receive their refunds along with additional benefits coming from the Tax Cuts and Jobs Act passed in December, we have highlighted seven tips … read more »

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When to Refinance a Student Loan

You don’t have to be an economics major to understand the financial burden student loan debt has placed on American students. According to studentloanhero.com, some 44 million people in the United States have student loans, accounting for $1.5 trillion in debt. What’s more, the average student loan debt for graduates of the Class of 2017 was $39,400 … read more »

The Tax Benefits of Owning a Home

From building equity to giving you a chance to settle down and plant roots, homeownership comes with potential benefits that renting simply doesn’t offer. Among them are several tax advantages worth knowing about. Here’s a quick look at how to make the most of those tax deductions. DEDUCTING MORTGAGE INTEREST Unless you recently won the … read more »

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