From a checking account to a mortgage to planning retirement, there are as many phases of banking as there are in your lifetime! Don’t let it overwhelm you – that’s why we’re here. We can sort the short-term goals from the long-term planning out for you. In the meantime, if you’re looking for some background banking info, you’ve come to the right place! Our resource library has articles on all kinds of accounts and loans.

6 Steps to Take Before You Buy a Home

Buying a home. It’s the American dream and one you may hope to realize soon. You may have even begun looking at homes online or canvassing neighborhoods to find the home that’s right for you. But before you set out on your home buying journey, there are six important steps you should take to be … read more »

Keeping New Year’s Resolutions

The New Year is an ideal time to make positive changes in your life. Set yourself up for success by following these proven tips for keeping your resolutions. Set realistic goals Rather than resolving to lose 20 pounds, set a goal to lose two pounds a month. Achieving success in small steps is the motivation … read more »

Deposit Insurance Protects Your Money

Main Street Bank is a member of both the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). The DIF is a private, industry-sponsored insurance fund that insures all deposits above FDIC limits at our member banks. The FDIC insures each depositor up to at least $250,000. All deposits above the FDIC insurance … read more »

Your Answers to Our Most Important Banking Features

We appreciate your recent responses to what banking features are most critical to you when choosing a bank. Your responses will help us make decisions going forward and inform us of where to invest our resources. We’re listening. Here are the top responses you gave us and what we’re doing to address the areas that … read more »

National Cybersecurity Awareness Month (NCSAM)

Held every October, National Cybersecurity Awareness Month (NCSAM) is a collaborative effort between government and industry to raise awareness about the importance of cybersecurity and to ensure that all Americans have the resources they need to be safer and more secure online. NCSAM 2019 will emphasize personal accountability and stress the importance of taking proactive … read more »

Customer Survey Results

Thank you for taking the time to answer our recent customer satisfaction survey. We really do have the best customers ever. Your answers are going to help make us a better bank for you. Isn’t it discouraging when you answer a survey, and you never hear if your answers made a difference? We agree. That’s … read more »

April is National Financial Literacy Month

April is national Financial Literacy Month, and the state of Massachusetts is also celebrating Financial Capability Month! What does this mean? We’re sharing tools, educational resources, and our expertise on how you can save for your goals, use banking products and services to manage your money, and build your money smart skills. We’re promoting financial … read more »

How to Qualify for a Small Business Loan

Whether you’re a new start-up or an established business, finding a small business loan to fund your business can seem daunting. Many financial institutions offer business loans, but in today’s economic climate, lenders have tightened lending requirements and not everyone qualifies for a loan. It helps to know beforehand what lenders look for when considering … read more »

high angle view of group of young business people discussing new project on small business meeting

What to Know about a Certificate of Deposit

Commonly referred to as CDs in the banking world, Certificates of Deposit are not a disk that plays music or stores information. A CD in this case refers to a type of savings account that, in general, pays a higher rate of interest. We’ll get into that more in a moment. CDs provide a safe and … read more »

hands holding percent sign and money

3 Common Money Worries and How to Fix Them

What keeps you up at night? If it’s worries about your finances, you’re not alone. According to a poll by creditcards.com, approximately 65% of Americans stay up at night worrying about money. So what specifically is causing their nighttime terrors? Here are three of the most common worries and some proven remedies for putting them … read more »

Woman looking worried holding shopping bag