From a checking account to a mortgage to planning retirement, there are as many phases of banking as there are in your lifetime! Don’t let it overwhelm you – that’s why we’re here. We can sort the short-term goals from the long-term planning out for you. In the meantime, if you’re looking for some background banking info, you’ve come to the right place! Our resource library has articles on all kinds of accounts and loans.

How Consumers Can Benefit from a Home Appraisal

A home appraisal is often required as an essential component of the mortgage financing process. Because the consumer pays the cost of the appraisal when applying for a mortgage to buy or refinance a home, it’s worth learning more about what the consumer is getting for the money, and why lenders typically are required to … read more »

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Should You Lease or Buy a Car?

It’s no secret that shopping for a car involves making many choices — from the color, to the style, to the features and accessories. There’s another choice to consider when you are in the market for a car — whether to lease or buy. Once available primarily for luxury vehicles, leasing is now available for … read more »

coin stacks in front of car

4 Simple Steps to Enroll in e-Statements

We care about helping our customers just as much as you care about the environment! One easy way to save trees and time is to set up free e-Statements using Online Banking at Main Street Bank. To help make it easier for you, we put together a step-by-step guide for how you can enroll in … read more »

Important Information About Mobile Deposit

Beginning on June 26, 2018, all checks deposited through mobile deposit with the Main Street Bank mobile banking app must be endorsed with, “For mobile deposit at Main Street Bank” followed by the depositor’s signature. This will ensure that the check is deposited in one account only, and cannot be duplicated for deposit at a … read more »

8 Steps to Launch a New Business Opportunity

You never know when inspiration will strike. In fact, you may have already been inspired with a revolutionary idea for an innovative new product or service. But as most entrepreneurs know, coming up with an idea is the easy part; it’s a whole lot more challenging to turn that idea into an actual business opportunity. … read more »

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Put Your Business Banking Relationship to Use

It’s no secret that building strong and healthy relationships takes time and effort. If you own a business, that’s especially true about one of your most important relationships – the one you have with your bank. A good business banking relationship can give you a powerful competitive advantage, which is why it’s so important to … read more »

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Signs of Identity Theft

Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance. If you suspect that someone is misusing your personal information, acting quickly is the best way to limit the damage. Setting things straight … read more »

Man with serveral name tags signifying identity theft

Getting Finances Ready for Retirement

If you’re beginning to consider retirement, you should be seriously thinking about how to ensure that your financial life in those golden years will be as comfortable and stress-free as possible. Here are a few tips. Make the most of your remaining paychecks to save for retirement. How much money you’ll need to set aside … read more »

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The Comeback of Adjustable Rate Mortgages

Adjustable-rate mortgages, also known as ARMs or variable-rate loans, have been out of favor with many people in recent years because of the low interest-rate environment and the perception that rising payments on ARMs contributed to foreclosures during the recent financial crisis. But with new federal disclosures and protections for consumers, some borrowers are wondering … read more »

Family unwrapping things in new home

25 Easy Ways to Help the Planet — and Your Budget

Conserving energy. Reducing landfills and pollution. Protecting the environment.  Chances are, you already know the impact that recycling can have on sustaining our planet. What you may not know, however, is the impact recycling can have in your home – and in your budget. Here are 25 easy ways you can reuse and recycle to … read more »