Why Main Street Bank?
At Main Street Bank, our team of entrepreneurial lenders specializes in offering flexible cash flow terms designed to facilitate the acquisition of entrepreneurial businesses by private equity groups, independent sponsors, and family offices in the lower middle market. We are committed to ensuring predictable deal execution, delivering results on time and in accordance with agreed-upon terms.
Parameters
• EBITDA: $0.5 to $5MM
• Industry: Any industry –ideally B2B with highly recurring and/or re-occurring cash flows and customers
• Loan Size: $2MM – $12MM, with appetite to fund add-on acquisitions
• Structure: Cash Flow Term Loans, 5-7 Years, rate fixed at close – NOT dependent on assets or collateral
• % of Enterprise Value: up to 50%, including rollover equity, earn-outs and other contingent payments
• Guarantees: None
• Security: 1st Lien Senior Secured
• Geography: United States based borrowers, Equity anywhere
Contact Our Team
With over 20 years of diverse credit product experience, Brent specializes in empowering businesses through acquisitions and recapitalizations, particularly for privately owned companies, private equity groups, family offices, and independent sponsors.
Contact Brent about Acquisition Financing
Stephen brings over a decade of commercial lending experience, managing credit quality and performance for the bank’s Sponsor Finance portfolio.
Contact Stephen about Acquisition Financing
Representative Deals
$11MM
Committed Private Equity
Southeast US HVAC Installer/Servicer
Acquisition Financing and Working Capital
$6MM
Private Sponsor/Family Office
Northeast US Traffic Management
Refinancing Private Investor Note and Working Capital
$2.35MM
Committed Private Equity
Southeast US Medical Equipment Refurbisher/Distributor
Acquisition Financing and Working Capital
$12.25MM
Search Fund with Committed Capital
Midwest US Gas Pipeline Services
Acquisition Financing, Working Capital, and CAPEX Line
$6.3MM
Independent Sponsor/Family Office
Central US Used Car Dealer Services
Acquisition Financing and Working Capital
$2.15MM
Family Office
Mid-Atlantic US Kitchen and Bathroom Design and Remodeling
Acquisition Financing and Working Capital