Meet Our Newest Community Lender – Felicia Freel

We would like to introduce our newest Community Lender, Felicia Freel. As a Community Lender, she is responsible for helping her customers reach their dream of owning a home by finding the best mortgage product to fit their needs. Felicia will be servings the towns of Ayer, Shirley, Lunenburg and Devens. Felicia began her banking […]

Meet Our Newest Community Lender – Michael Glynn

We’d like to introduce the newest member of our retail community lending team, Michael Glynn! As a community lender in the Northborough, Southborough and Westborough area, Michael is responsible for helping his customers reach their financial goal of owning a home by finding a mortgage program that best fits their needs. Michael has been a member of […]

When to Refinance from an Adjustable-Rate to a Fixed-Rate Mortgage

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons to trade in your original mortgage for a new one along the way. One of the most common reasons to refinance is to move from an adjustable-rate mortgage, […]

Meet Our Newest Community Lender – David Gentleman

We’d like to introduce the newest member of our retail community lending team, David Gentleman! As a community lender in the Worcester County area, David is responsible for helping his customers realize their goal of homeownership, or better overall financial health by providing clear and honest assistance in finding a mortgage solution that best fits […]

David Gentleman - Community Lender

Make Over Your Mortgage

Hardwood floors. Sleek new appliances. Back yard landscaping. If you own a home, chances are you have a pretty good idea about the steps you can take to improve it. But did you realize you can freshen and improve another aspect of your home? You can make over your mortgage by refinancing. There are some […]

stamp of the word approved

How to Save for a Down Payment

The tallest hurdle to buying your first home will be saving for the down payment. To avoid having to purchase private mortgage insurance, you’ll likely need to put down at least 20% of the purchase price, which will probably mean tens of thousands of dollars. As a young adult, saving this much money may seem […]

House and Money with Pad of Paper and Pen

Is Fall the Best Time to Buy a House?

Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make it the No. 1 season for […]

House during Autumn

How to Tell You’re Ready to Buy a House

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you. Do you have a good reason to buy? Sometimes switching from renting to buying is a no-brainer.  Maybe you live in a modern one-bedroom apartment in […]