Getting and Using Your First Credit Card

Getting and Using Your First Credit Card A “first” credit card can be exciting, tempting and intimidating. Credit cards are a great convenience, but they are also a huge borrowing responsibility. Here are some ideas to keep in mind as you get your first credit card and begin to use it. Choosing a credit card … read more »

Don’t Get Taken by Wire Transfer Scams

Don’t Get Taken by Wire Transfer Scams (FDIC Consumer News) Using a bank or a money transfer company to “wire” funds electronically is an easy and convenient way to send cash to someone. And when consumers wire money to people they know, the transaction typically takes place without a problem. But wiring money to strangers … read more »

7 Financial Tips for Business Owners

7 Financial Tips for Business Owners Personnel director…sales manager…head of operations…customer service manager…The list of roles and responsibilities can go on and on if you’re running your own business today. Though all these key roles are important, there is one that’s particularly critical to the short- and long-term success of your business — chief financial … read more »

Protect Your Business from a Corporate Account Takeover

Running a successful business requires you to be knowledgeable about your industry, competition, and your customers. And in these advance technological times, you must be knowledgeable about another critical area—cyber threats to your business. Today, cyber thieves are constantly developing new ways to defraud businesses online. And it’s usually smaller businesses—those with less than 100 … read more »

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8 Steps to Launch a New Business Opportunity

You never know when inspiration will strike. In fact, you may have already been inspired with a revolutionary idea for an innovative new product or service. But as most entrepreneurs know, coming up with an idea is the easy part; it’s a whole lot more challenging to turn that idea into an actual business opportunity. … read more »

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Put Your Business Banking Relationship to Use

It’s no secret that building strong and healthy relationships takes time and effort. If you own a business, that’s especially true about one of your most important relationships – the one you have with your bank. A good business banking relationship can give you a powerful competitive advantage, which is why it’s so important to … read more »

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Celebrate Small Business Saturday

November is the month of thanks. And on Saturday, November 25, America will have the opportunity to thank one of the most important contributors to the United States economy — small businesses. Small businesses are the engines that power our national economy, making up nearly 65% of the U.S. workforce private sector jobs. In fact, … read more »

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How to Create a Fun Workplace

How can you attract and retain great employees in the workplace today? You certainly could lure them in with a highly competitive salary. Or win them over with a robust and generous benefits package. Or you could do something that’s a little easier — and a whole lot less expensive. You could create a fun … read more »

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Steps to Opening a Small Business

It takes more than a great idea and entrepreneurial spirit to be your own boss. But if you follow the right path, that dream can be within reach. Here’s what you need to do to start a small business. Create your business plan A solid business plan helps you organize your ideas and attract potential … read more »

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When to Consider a Small Business Line of Credit

A small-business line of credit can come in handy when unexpected expenses pop up or revenue is slow to arrive. When you have one, you’re authorized to borrow up to a specific amount, drawing funds as you wish. You’ll pay interest only on the money you borrow. Here’s everything else you’ll need to know about … read more »

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