What city or town do you want to live in? What features do you want in a home? What’s your price range? Anyone who has shopped for a home can tell you; there are lots of decisions to make. And once you finally find the perfect home, there’s a whole new set of tough decisions […]
6 Steps to Take Before You Buy a Home
Buying a home. It’s the American dream and one you may hope to realize soon. You may have even begun looking at homes online or canvassing neighborhoods to find the home that’s right for you. But before you set out on your home buying journey, there are six important steps you should take to be […]
Solutions to the Tax Changes on Home Equity Loans and Lines of Credit
Recent changes to the national tax code have impacted several areas, including the deductions some home owners were used to taking. This reform affects home equity loans and lines of credit. Here’s the information you should know, and some solutions to help you better manage these changes. First off, what is Equity? Home equity is […]
How Getting Preapproved for a Mortgage Differs From Being Prequalified
You’ve probably heard this one: A home is the biggest — and most important — purchase of your life. Although that bit of conventional wisdom may be enough to cause even the coolest homebuyers to break out in a nervous sweat, this process doesn’t have to be the most complicated you’ll ever face. Securing a […]
Meet Our Newest Community Lender – Felicia Freel
We would like to introduce our newest Community Lender, Felicia Freel. As a Community Lender, she is responsible for helping her customers reach their dream of owning a home by finding the best mortgage product to fit their needs. Felicia will be servings the towns of Ayer, Shirley, Lunenburg and Devens. Felicia began her banking […]
Meet Our Newest Community Lender – Michael Glynn
We’d like to introduce the newest member of our retail community lending team, Michael Glynn! As a community lender in the Northborough, Southborough and Westborough area, Michael is responsible for helping his customers reach their financial goal of owning a home by finding a mortgage program that best fits their needs. Michael has been a member of […]
10 Terms Every Home Buyer Should Know
Buying a house is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you understand how much house you can afford and make smart decisions when you buy a home. Adjustable-rate […]
When to Refinance from an Adjustable-Rate to a Fixed-Rate Mortgage
Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons to trade in your original mortgage for a new one along the way. One of the most common reasons to refinance is to move from an adjustable-rate mortgage, […]
Make Over Your Mortgage
Hardwood floors. Sleek new appliances. Back yard landscaping. If you own a home, chances are you have a pretty good idea about the steps you can take to improve it. But did you realize you can freshen and improve another aspect of your home? You can make over your mortgage by refinancing. There are some […]
How to Tell You’re Ready to Buy a House
Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you’re considering whether buying is right for you. Do you have a good reason to buy? Sometimes switching from renting to buying is a no-brainer. Maybe you live in a modern one-bedroom apartment in […]