Consumer Online Deposit Account Disclosures and Agreements

Please visit the links below to read the Main Street Bank Online Deposit Account Disclosures. Review these Disclosures and Agreements carefully and print them if you want to refer to them in the future.

If you are opening a new account online, after reading and or printing the Disclosures and Agreements please close this page and agree to their Terms and Conditions in your new account application online. The act of agreeing to the Disclosures and Agreements indicates your acceptance and also serves as your electronic signature which has the same legal effect as your handwritten signature. By accepting these Disclosures and Agreements you are agreeing to abide by the related Terms and Conditions including any related amendments. Main Street Bank reserves the right to change the Terms and Conditions related to the Online Deposit Account Disclosures and Agreements. Main Street Bank will notify you of any material changes to the Terms and Conditions by e-mail or by conventional mail. If you do not accept and agree to all of the Terms and Conditions you will not be allowed to open an Online Deposit Account.

Deposit Account Agreement

Truth In Savings Disclosure

Funds Availability Disclosure Agreement

Electronic Funds Transfer Disclosure Agreement

External Funds Transfer Disclosure Agreement

Check 21 Agreement

Courtesy Overdraft Disclosure

Retail Summary of Fees