For individuals and businesses that have a deposit or loan account with Main Street Bank, we will make change for money in any amount. This means exchanging a $100 dollar bill for 5 $20 dollar bills, turning in smaller bills for larger ones, exchanging paper bills for coins, or any other combination of exchanging money.

Main Street Bank’s policy is to not exchange currency above the amount of $50 with anyone who does not have a deposit or loan account with the bank. We enforce this because:

  • This protects the bank and our customers from possible counterfeit currency or currency used for fraudulent/illegal purposes.
  • We are unable to trace currency back to those who do not have an account at the bank.
  • Most financial institutions have a similar policy.

We appreciate your understanding of our obligation to protect our customers and the bank from potential risks.