Deposit accounts opened online with Main Street Bank can be initially funded by an electronic external transfer (ACH) from another financial institution, by a Credit or Debit Card, by a check that is mailed to Main Street Bank or deposited at a physical branch location, or by a cash deposit that is made in person at a physical branch location.
Depending on the account type and account funding method you choose to open your new account, the following minimum and maximum funding amounts apply:
| Account Type | External Transfer (ACH) Minimum Deposit to Open | External Transfer (ACH) Maximum Deposit to Open | Credit/Debit Card Minimum Deposit to Open | Credit/Debit Card Maximum Deposit to Open | In Person/Check Minimum Deposit to Open | In Person/Check Minimum Deposit to Open |
|---|---|---|---|---|---|---|
| Main Street Checking | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| Main Street Interest Checking | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| Neighborhood Rewards Checking | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| Main Street Savings | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| Main Street Money Market | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| Holiday Club Account | $10.00 | $1,000.00 | $10.00 | $500.00 | $10.00 | No maximum |
| All Certificate of Deposit (CD) Terms | $1,000.00 | $50,000.00 | $1,000.00 | $10,000.00 | $1,000.00 | No maximum |