Deposit accounts opened online with Main Street Bank can be initially funded by an electronic external transfer (ACH) from another financial institution, by a Credit or Debit Card, by a check that is mailed to Main Street Bank or deposited at a physical branch location, or by a cash deposit that is made in person at a physical branch location.

Depending on the account type and account funding method you choose to open your new account, the following minimum and maximum funding amounts apply:

Account TypeExternal Transfer (ACH) Minimum Deposit to OpenExternal Transfer (ACH) Maximum Deposit to OpenCredit/Debit Card Minimum Deposit to OpenCredit/Debit Card Maximum Deposit to OpenIn Person/Check Minimum Deposit to OpenIn Person/Check Minimum Deposit to Open
Main Street Checking$10.00$1,000.00$10.00$500.00$10.00No maximum
Main Street Interest Checking$10.00$1,000.00$10.00$500.00$10.00No maximum
Neighborhood Rewards Checking$10.00$1,000.00$10.00$500.00$10.00No maximum
Main Street Savings$10.00$1,000.00$10.00$500.00$10.00No maximum
Main Street Money Market$10.00$1,000.00$10.00$500.00$10.00No maximum
Holiday Club Account$10.00$1,000.00$10.00$500.00$10.00No maximum
All Certificate of Deposit (CD) Terms$1,000.00$50,000.00$1,000.00$10,000.00$1,000.00No maximum