Sometimes you just need a little extra money or a way to build credit so you can better plan for your future. Check out our solutions to help you cover expenses in your checking account, make a purchase or build credit.
| Overdraft Personal Line of Credit (PLC) | Credit Builder | |
|---|---|---|
| Fast, easy access to cash tied to your checking account when you need it. | A great way to begin establishing credit and prepare for your future. | |
| APR | 15.25% 1 (variable) | Instrument rate + margin 2 |
| Rate Type | Adjustable based on Wall Street Journal Prime + 8.50% | Variable |
| Minimum Loan Amount | $750 | $500 |
| Maximum Loan Amount | $5,000 | 95% of the instrument balance |
| Term | Revolving | Equivalent to the term of the instrument |
| Apply Now | Apply Now |
All loan applications are subject to credit approval.
Effective Date: April 20, 2026