Kasasa Cash Checking. Another great reason to bank with Main Street Bank.

Kasasa Cash gives you the features you’ve always wanted from your checking account, but are really hard to find these days:

  • 2.00% APY* on your checking account balance up to $10,000
  • ATM fee refunds nationwide (up to $15 monthly)
  • FREE…No monthly charges
  • No minimum balance requirements

Signing up right here is easy and just takes a few minutes.


Maximize your account benefits and add a free accompanying Kasasa Saver account, which sweeps your rewards to savings for an automatic way to save!

*APY=Annual Percentage Yield. APYs accurate as of 4/3/2017. Rates may change after account is opened. Minimum to open is $10 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle (monthly online banking log-on qualifier waived through June 1, 2018)**: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.20% interest rate on the portion of the balance over $10,000, resulting in 2.00% – 0.36% APY depending on the balance. For regulatory purposes our APY calculations are based on an assumed total account balance of $10,000 plus $100,000 (shown as a single number – I.e. $110,000.) If qualifications are not met during the qualification cycle, the interest rate and corresponding annual percentage yield (APY) paid on the entire balance in your account during this period is 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Once moved to Kasasa Saver, the interest earned on Kasasa Cash is no longer being compounded in Kasasa Cash. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN or TIN.
**”Monthly Qualification Cycle” The monthly qualification cycle for all rewards except for enrolling and logging into Consumer Online Banking is the period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. For Consumer Online Banking the qualification cycle is the period beginning two (2) banking days prior to the first day of the current statement cycle through two (2) days prior to the close of the current statement cycle. “Monthly Statement Cycle” occurs on the third Wednesday of the month.