From a checking account to a mortgage to planning retirement, there are as many phases of banking as there are in your lifetime! Don’t let it overwhelm you – that’s why we’re here. We can sort the short-term goals from the long-term planning out for you. In the meantime, if you’re looking for some background banking info, you’ve come to the right place! Our resource library has articles on all kinds of accounts and loans.

How to be Safer When Using a Smartphone or Tablet

Tips from FDIC Consumer News Everywhere you look, people are using smartphones and tablets as portable, hand-held computers. “Unfortunately, cybercriminals are also interested in using or accessing these devices to steal information or commit other crimes,” said Michael Benardo, manager of the FDIC’s Cyber Fraud and Financial Crimes Section. “That makes it essential for users … read more »

woman with smartphone

Cybersecurity for Small Businesses

Ways to Stay Protected from FDIC Consumer News In today’s world, it’s important for small business owners to be vigilant in protecting their computer systems and data. Among the reasons: Federal consumer protections generally do not cover businesses for losses they incur from unauthorized electronic fund transfers. That means, for example, your bank may not … read more »

business people using electronic devices

How to Organize Your Finances

A new year brings a chance to start fresh with just about anything. If your midnight toast includes a resolution to improve your financial health, here’s how to make it happen. Get on a budget To get ahead, it’s important to know where you stand and to create a plan with realistic goals such as … read more »

file folders with financial information

Avoid Malware: Think Before You Click!

Good Practices from FDIC Consumer News Malicious software — or “malware” for short — is a broad class of software built with malicious intent. “You may have heard of malware being referred to as a ‘computer bug’ or ‘virus’ because most malware is designed to spread like a contagious illness, infecting other computers it comes … read more »

computer security

e-Tax Forms Available with Online Banking

You can access your Main Street Bank financial tax documents through your Online Banking! Sign up for e-Tax forms today by logging into Online Banking and authorizing electronic delivery of your Main Street Bank tax documents. To do this, simply log into Online Banking, select “Accounts” in the main menu, select “Online documents,” and then click … read more »

keyboard with word tax on it

How to Get Out From Under Student Loans

If you’re a recent college graduate who took out student loans, you likely owe about $35,000. As eye-popping as that average debt figure is, you’re certainly not the only one wondering how you’ll possibly get out from under your loans. As with any difficult assignment, though, research and a well-thought-out plan will help you tackle even the … read more »

Best Ways to Save for the Holidays

“Christmas in July” is the name of a movie in which a man called Jimmy is tricked into believing he’s won $25,000 in a national radio contest. (It’s from 1940, but the point remains.) He promptly goes out and blows his winnings on a shopping spree. When the truth comes out that Jimmy didn’t win, … read more »

How to Set Your Finances Up for Life

Landing that first job means having a regular influx of cash, but steady work alone doesn’t guarantee financial health. Here’s how to build the foundation for lifetime financial security. Get on budget It truly doesn’t pay to wing it. Budgeting is the most effective way to get and keep finances on track. Just add up … read more »

young woman with piggy bank

How to Use Your EMV Chip Card

We now offer EMV chip cards for your Main Street Bank debit card. These new cards come with an embedded chip and provide enhanced security when used at chip-enabled card readers. Chip technology is becoming the standard in the U.S. for card payments with its next level of protection and successful fraud reduction around the … read more »

Marriage Doesn’t Need to Mean Marrying Finances

Marriage generally implies that two homes and lives become one. Should it also involve a complete merging of earnings, assets and expenses? With money arguments being one of the leading causes of failed marriages, combining finances can be scary. For some couples it’s the right approach, but there are several other options. The traditional approach … read more »